CBN report says banks and customers lost ₦134bn to fraud

20 Jun 2026 at 15:25 WAT1 source

Summary

Punch reports that CBN-linked data shows banks and customers lost ₦134.48bn to fraud between 2020 and 2025, raising fresh concerns about digital payments and banking security.

Highlights

  • Attempted fraud across the banking and payments system reached ₦187.79bn over the six-year period.
  • Fraud losses peaked at ₦52.26bn in 2024, the highest annual figure in the period.
  • The 2024 losses accounted for nearly 39% of the total amount lost between 2020 and 2025.
  • Electronic payment fraud declined by 51% in 2025, according to the CBN document.
  • The report linked the 2024 spike partly to a major internal fraud case involving ₦30bn.

Sources

Punch